The U.S. Department of Health and Human Services (HHS) announced on July 1st the establishment of a new Pre-existing Condition Insurance Plan (PCIP) that will offer coverage to uninsured Americans who have been unable to obtain health coverage because of a pre-existing health condition.
States have the opportunity to develop their own plan for assuming this coverage, and have until 2014 to do so, or they can opt to have HHS oversee this on their behalf. Altogether, 21 states have turned implementation over to HHS; the national Pre-Existing Condition Insurance Plan is now open to applicants in these 21 states where HHS is operating the program.
Click here to see if your state is one of the 21 states where coverage is now available.
PLEASE NOTE THAT NEW JERSEY IS NOT ON THE EARLY IMPLIMENTATION LIST! The national Pre-Existing Condition Insurance Plan will launch in NJ in 2014.
To find out more information, or to enroll in coverage, you can visit: http://www.healthcare.gov/.
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